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The Cost of Buying a Home

In addition to the cost of the house, you need to be aware of other costs too. There is the cost for transfer of the Property Title, and lender fees for loan establishment. Additional costs can add up to about 5% of the cost of the property.

Stamp Duty:

Based on the market value the Government charges a Stamp Duty on the property you are purchasing. Using our stamp duty calculator, you can determine the approximate cost of stamp duty.

Land Titles and Registration fees:

Transfer of Land is initiated when there is a change of property ownership. There are fees for initiating this request which is done by a lawyer or conveyancer and included in their fees.

Lawyer or conveyancer fees:

Performing a title search, reading the contract of sale and negotiating on your behalf are tasks performed by your lawyer or conveyancer.

Building Inspection

It is important to get a building inspection done before buying a property, as this can save you thousands of dollars on hidden repairs that you may have otherwise been unaware of.

Home Insurance

Home Insurance is must - nearly all lenders require home insurance before they approve a mortgage.


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